Facilities/Services

Explore Our Comprehensive Banking Facilities

Savings Accounts

Secure your future with our easy-to-manage savings accounts, offering attractive interest rates and convenient access to funds.

Current Accounts

Tailored for businesses and professionals, our current accounts provide seamless banking with unlimited transactions and overdraft facilities.

Fixed Deposits

Invest safely with fixed deposits, offering guaranteed returns and flexible tenures to suit your financial goals.

Loans and Advances

Whether for personal or business needs, we offer a variety of loans with competitive rates and flexible repayment options.

Recurring Deposits

Build your savings steadily with recurring deposits, allowing you to invest small amounts regularly and earn interest.

Agricultural Financing

Supporting farmers with specialized loans and financing solutions designed to meet the unique needs of the agricultural sector.

Microfinance Services

Empowering small businesses and individuals with microloans, enabling growth and financial inclusion.

Insurance Services

Protect your family and assets with a wide range of insurance products, from life and health to general insurance.

ATM and Digital Banking

Enjoy 24/7 banking convenience with our ATM services and secure digital banking platform for online transactions.

Remittance Services

Transfer money easily and securely, both domestically and internationally, through our fast and reliable remittance services.

Locker Facilities

Safeguard your valuables with our secure locker facilities, available in various sizes to meet your storage needs.

Financial Advisory

Get expert financial advice tailored to your personal or business needs, helping you make informed investment and savings decisions.

Type of Deposits

  • Savings Bank - 4%
  • Current A/C
  • Recurring Deposit - 8%
  • Daily Deposit - 4.5%
  • Fixed Deposit
Interest Rate of Deposits
Maturity Period Gen. Public (p.a.) Sr. Citizens (p.a.)
15 days to 45 days 5.50% 6.00%
46 days to 90 days 6.00% 6.50%
91 days to 179 days 6.75% 7.25%
180 days to 364 days 7.00% 7.50%
1 Year to 2 year 8.25% 8.75%
2 Year and above 8.00% 8.50%
Recurring Deposit
1 Year 6.75 %
2 years to 8 years 6.50 %
Savings Deposit 4.0 %

Types of Loans

  • Agricultural Loans Include KCC
  • Mortgage Loan
  • Housing Loan
  • Vehicle Loan
  • Kudumbasree Linkage Loan
  • Business Loan
Gold Loans
Loan Type Duration Interest % Amount
Gold Loan 6 Months 10.5% 15,00,000
MGL 3 Months 10.5% 15,00,000
AGL 1 Year 7% 3,00,000
KCC 1 Year 7% 1,00,000
KCC MT 3 Year 7% 3,00,000
DAIRY LOAN 104 Weeks 9% 1,00,000
AGMT 24 Months 9% 1,00,000
NAST LOAN 12 Months 12% 50,000
NAMT LOAN 60 Months 12% 10,00,000
RFL 60 Months 9% 5,00,000
SSL 24 Months 12% 1,00,000